The agents and staff at the Copeland Agency LLC located in Oklahoma are knowledgeable about umbrella insurance.
Umbrella insurance is not a common insurance product and it is critical to have professional counsel regarding whether you need umbrella insurance. Typically umbrella insurance is an extension of a commercial or a business insurance policy. When certain levels of Insurance have been exceeded, umbrella insurance is utilized to cover excess levels and liabilities.
Umbrella insurance can also be used with other insurance products as extensions of coverage. Speaking with an agent will provide more information regarding the need for umbrella insurance for your business or personal life.
It is a popular misconception that umbrella insurance is only for individuals who are in increased danger of being sued. However, umbrella insurance may be an option for all people depending upon their profession, whether they are business owners or on their individual lifestyle. It generally goes beyond what standard insurance policies offer across a broad spectrum of specialties. It is a catchall. It can be specifically written to address various situations that are likely and unlikely to occur. Once you gain more information about the nuances of this type of protection you are in a better position to decide about adding it.
Umbrella insurance is offered as an option in the state of Oklahoma. So, you may want to consider coming in to see us and discuss its viability in your personal situation. It is an added extra layer of protection that just may give you the peace of mind you seek.
Copeland Agency LLC serves Oklahoma and its residents with distinction and pride. Stop by our offices or give us a telephone call to speak with one of our qualified agents today. You will be relieved to know that our professional staff is here to help you understand your insurance policy while delivering efficient and effective service.