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Oklahoma Homeowners with Home Insurance Coverage

Home Insurance

Home Insurance

At the Copeland Agency LLC, we would like to welcome you to our website. We offer residents of Oklahoma home insurance products from a variety of carriers that will provide the protection that you need. Your home insurance policy can be tailored to fit your needs with the amount of coverage you require to keep your investment safe. Your premium will be determined by a combination of factors, including:

  • Replacement cost
  • Location
  • Credit history
  • Construction material
  • Local fire protection

Things that are covered in a typical home insurance policy include your primary dwelling, outbuilding, personal property, loss of use, and liability.

Primary Dwelling

Your home is your castle and knowing that it is protected gives you peace of mind. Typically, home insurance covers fire, lightning, vandalism, and most weather-related events. Hurricanes and flooding will likely need additional riders or policies. Your attached deck or garage is also covered under the primary dwelling portion.

Outbuildings

This coverage protects your shed, detached garage, or casita from the same hazards covered on the primary dwelling.

Personal property

This critical coverage protects your furniture, appliances, clothing, decor, electronics, and much more. You can choose from a variety of options on how this insurance will payout, including actual cost and replacement costs.

Loss of Use

If a covered event renders your home uninhabitable, this part of your policy will help you to pay for another place to stay until your home is deemed habitable again.

Liability

This valuable coverage protects you personally from the legal ramifications of someone being injured on your property or by a member of your family including pets away from the home.

Owning a home is a big part of the American dream and it is essential to protect that dream with home insurance. Oklahoma residents can feel confident calling our experienced agents at Copeland Agency LLC or by stopping by our office. We are happy to give a no-obligation quote and answer any questions you may have about home insurance.

Our Trusted Partners

  • American Modern Home
  • American Reliable
  • CNA
  • Foremost
  • Harbor
  • Markel
  • Mercury
  • National Security
  • North Star
  • Progressive/ASI
  • Safeco
  • Travelers