Residents of Oklahoma pay attention closely. The need for quality and effective life insurance does not go away.
We know you realize that. That is why you are here reading this information right now. We want to encourage you to keep on with the process and come in and see us as soon as you can.
Life insurance is typically broken into two groups across the country. The state of Oklahoma is no different.
Term life insurance is typically for a term of time. It may be 5, 10 or more years. At the end of the term, the insurance product expires and must be renewed. Term life insurance is generally written to simply render a death benefit to a beneficiary in the case of someone’s death.
Whole life insurance is a more comprehensive product just as the name implies. Some of the features that whole life insurance include are: the ability to borrow against the premiums that are paid or the value of the policy. Many people use their whole life insurance policies to pay for other events that occur in life such as college or other big expenditures. In addition to a death benefit, whole life insurance offers the build-up of cash value over time.
To answer many facets of life. It doesn’t just stop there. Life insurance should be discussed with a professional in order to alleviate fears regarding what will happen when yourself or a loved one passes away. Many people have different responsibilities in their lives and having the appropriate life insurance product can be of great benefit,
Make the decision to take care of this critical part of adulthood responsibility today. Call us or come into our office to discuss your options. We promise to give you information so that you can make the right decision all while providing stellar customer care and service.