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Auto Insurance

Customized Policies to Fit Your Family's Needs and Budget


Auto Insurance Quote Forms
Looking for coverage on your vehicle?  Choose a link below to submit information for a free estimate: 
Auto Insurance Quote
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Auto Insurance Customer Service Options
Need to make a change to your policy?  Complete one of the following forms to request a change and one of our excellent Customer Service Representatives will make the change and notify you when it is completed.

 Auto Accident Claim Request ID Card for Auto Policy
 Add Vehicle to Existing Auto Policy Remove Vehicle from Existing Auto Policy
 Add Driver to Existing Auto Policy Remove Driver from Existing Auto Policy
 Request Declaration Page for Auto Policy      My Change is Not Listed
 Send Declaration Page to Lien Holder

Is it time to review my insurance coverage?

Auto Insurance Information
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

What is auto insurance?

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

Why do you need auto insurance?
It's really all about protecting yourself financially.

  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to ask your agent
Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Find out more about Oklahoma Auto Insurance by visiting the Oklahoma Insurance Deparment.

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