Boat and Watercraft Safety
Summer offers the perfect weather for boating and personal watercraft adventures. It's not a good idea, however, to simply buy a Jet Ski or boat and then hop on it without some basic training on operation and safety.
It's likely that your state has safety minimal education requirements for boating and watercraft use. Whether it does or it doesn’t, you should take advantage of any safety classes in your area because they could result in insurance discounts for your boat or personal watercraft coverage while also contributing to the safety of you and your passengers.
Some of the more basic safety tips for boat and watercraft operators include:
- Wear waterproof sunscreen: Even if you don't have a tendency to burn, you should wear waterproof sunscreen to prevent damage by harmful UV rays. Don’t forget to reapply when necessary.
- Complete a safety check of the vessel: Before operating your watercraft you should complete a safety check. The details of your check will depend on the vessel you operate. In general you should check running lights, the accessibility of the fire extinguisher, that there are flotation devices present for every person boarding the vessel, and that there is no gas leak.
- Wear a life vest: Even if you are an experienced boater and swimmer you should always wear your life vest. If you should become injured and unable to swim or tread water, a life vest can prevent you from drowning.
- Observe the weather: You should avoid using both your personal watercraft when there is lightning present. But also, make sure to monitor local weather reports so that you can get out of the water before a squall or storm hits and endangers you and your passengers.
When you are ready to begin looking at insurance options for your boat or personal watercraft, visit us online at Get a Quote. We can help you find a policy that fits your needs and your budget.